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Elizabet
Elizabet is a young woman, 26 years old, who shares her married life with Geneton, 34 years old. They have no children yet. They both work in order to achieve their aim, which is to have a stable home.

Diligent and hardworking, eight years ago Elizabet decided to set up a stall selling vegetables and groceries at her local market. Her mother was very supportive of this. She says that she was very lucky when she set up her stall, because it was the last one available at the market and also she was asked to join as the last member of the communal bank.

She really enjoys her work as it is a good way to generate income for her family and to establish herself as a business owner. The factors that motivate her in the business are the solid friendships that she has made over the years, and who have gone on to become loyal customers. However, at times customers ask to purchase goods on credit. This results in a considerable delay in payment which can be problematic.

The winter season has started when businesses generally increase their sales. Shops start to purchase panettones (a type of cake eaten at Christmas time) and other seasonal supplies in order to earn good profits.

She wants to continue working with the same enthusiasm that she has been noted for up to now, so that in the future she can become the owner of a wholesale grocery business. This is her eighth loan with MFP. She believes in the idea that progress is based on honouring her commitments and responsibility. As a result she has a good credit history. She is very pleased with how the members of the communal bank have achieved good economic growth during the time that they have been receiving support via micro-loans.

With this loan of 1,000 Nuevos Soles she will purchase panettones and other seasonal supplies in order to make the most of the Christmas season, as the other businesses in the area are doing.
View original language description ↓
De 26 años, Elizabeth es una joven de 26 años quien comparte una vida conyugal con Geneton de 34 años, ambos aún sin hijos, y vienen trabajando con el objetivo de formar un sólido hogar.
Empeñosa y trabajadora decidió iniciarse en la venta de verduras y abarrotes en el mercado de su localidad desde hace 8 años con el firme apoyo de su madre. Comenta que tuvo mucha suerte al momento de establecerse en el puesto que ocupa, ya que se trataba del último puesto disponible y fue convocada para ser la acreedora final. Le agrada mucho su trabajo ya que es una buena manera de generar ingresos para su familia y un buen modo de iniciarse como propietaria de un negocio. Las factores que impulsan a desempeñarse en su negocio son las constantes amistades que ha ido ganando a través de los años convirtiéndose a la larga en clientela fija, no obstante en ocasiones existen clientes que le solicitan productos a crédito y presentan un retraso considerable en el pago del mismo generándole muchas molestias.
Al iniciarse la temporada de fin de año en donde los comercios en general presentan un alza en sus ventas desea adquirir panetones y otros víveres de temporada esperando obtener buenas ganancias.
Desea seguir trabajando con el entusiasmo que la caracteriza para a futuro ser propietaria de una tienda mayorista de abarrotes. Este es su octavo préstamo con MFP, es participe de la idea que la base del progreso es el cumplimiento y la responsabilidad, por tanto demuestra un buen historial crediticio. Se siente muy a gusto por como los integrantes de su banco comunal han presentado un buen crecimiento económico a través del tiempo en que vienen trabajando con el apoyo de microcréditos.
Con los 1,000 nuevos soles realizará la compra de panetones y otros víveres de temporada para sacarle el máximo provecho a la campaña de fin de año al igual que los comercios de la zona.

About Peru

  • $6,715
    Average annual income
  • 82
    View loans »
    Peru Loans Fundraising
  • $55,984,075
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD