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Update on Toribia

Sra. Toribia continues with her same work as a farmer, a job she has been doing for some time. She notes that she did well with the previous loan. At this time she is requesting another loan to purchase seeds to plant corn and to prepare the land in order to improve production. She sells her products directly from producer to consumer.
View original language description ↓
La Sra. Toribia sigue con la misma actividad de la agricultura, ya se dedica a esta actividad hace mucho tiempo, cuenta que le fue bien con el anterior credito, en esta ocacion solicita el credito para la compra de semillas para la siembra de maiz y lo que implica el preparado de la tierra, ya que mejoro su produccion, ella vende sus productos directamente del productor al consumidor.

Previous Loan Details

Mrs. Toribia is 52 years old, she isn’t married but lives with her partner, they have 10, 8, 14 year old children who are in school. Mrs. Toribia works in agriculture, she grows corn and potatoes, and her land is located in Monte Grande. This is her first loan with the institution and it will be ... More from Toribia's previous loan »

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Bolivia

  • $5,500
    Average annual income
  • 164
    View loans »
    Bolivia Loans Fundraising
  • $33,489,225
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,450 helped Toribia to plant corn.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Nov 15, 2012
Dec 6, 2012
Currency Exchange Loss:
Jan 17, 2014
This photo was used before for a previous loan for Toribia. It was first posted on Kiva on Feb, 2012. Learn More