Jacques is 38 years old, and married to Agnès, a retail seller, with whom he has five children. Some of the children go to school and all are their dependents. Jacques did not attend school. He lives with his wife and children. The couple jointly takes care of the various household expenses.
Jacques has been working as a farmer for the past ten years. He has a passion for his job, and this activity allows him to meet his own needs as well as those of his children. He stocks up in Benin. Eager to meet the needs of his customers and to increase his turnover, he is requesting a third loan from ALIDé in order to grow gumbo (okra) and chili peppers. This loan will help Jacques to better meet his customers' expectations and to increase his profits. His previous loans were duly repaid.
Jacques est âgé de 38 ans et est marié à une marchande nommée Agnès. Le couple a cinq enfants, dont certains sont scolarisés et tous à leur charge. Jacques n’a pas fréquenté l'école. Jacques vit ensemble avec ses enfants et sa femme. Le couple assure ensemble les différentes charges de la maison. Il y a de cela dix ans que Jacques exerce comme activité, l’agriculture. Jacques exerce passionnément cette activité, ce qui lui permet de subvenir à ses besoins et à ceux de ses enfants. Jacques s’approvisionne dans une région du Bénin. Dans la quête de la satisfaction de sa clientèle et en vue d’augmenter son fonds de roulement, Jacques sollicite un troisième crédit auprès de ALIDé, pour cultiver du gombo et du piment. Ce crédit lui servira à mieux répondre aux demandes de sa clientèle et à se faire plus de profits. Les crédits précédents ont été bien remboursés.
Alidé is a Beninese NGO that works to reduce poverty by offering sustainable access to productive loans like this one in addition to savings, training sessions, and social work to low-income families.
Supporters of this loan should be aware that there is some risk of being repaid late. Because the Beninois Ministry of Finance has imposed restrictions on the amount of money Alidé can send to Kiva, the organization can only send monthly repayments in installments smaller than $13,000. This means that some Kiva lenders may receive their repayments late. However, Alidé remains a healthy institution in good standing with its creditors, and Kiva would like to continue working to support its clients. For more information, please refer to Alidé's partner profile page.