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Martha Isabel
Martha Isabel lives in the city of Masaya, also known as the City of Flowers. She’s 47-years-old and only lives with her children. She has a small grocery store at home that she started with her own capital two years ago. She also sells coconut sweets that she makes herself from coconut, sugar and food coloring that she sells in her city’s municipal market. Martha is looking for a way to optimize her income with her small businesses in order to improve her family’s standard of living. She makes her purchases to restock her grocery store in the Masaya municipal market. She is requesting a loan from Ceprodel to stock her store. She will buy Faisan brand rice, sugar, oil, firewood in bunches and by the piece, soft-drinks and snacks which have the highest customer demand; this is because of the season when sales improve and she needs to make this investment so she can provide better service.
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Doña Martha Isabel, reside en la cuidad de Masaya conocida también como cuidad de las flores, con 47 años de edad, vive sola con sus hijos, posee una pequeña pulpería que la tiene en su casa, la cual la inicio con capital propio desde hace dos años, también comercializa la venta de cajetas de coco, elaborada por ella misma a base coco, azúcar, colorante, la cajeta la comercializa en el mercado municipal de su cuidad.

Doña Martha busca la manera de optimizar sus ingresos con sus pequeños negocios, con el propósito de mejorar el nivel de vida para su familia. Sus compras las realiza en el mercado municipal de Masaya, para reabastecer su pulpería.

solicita un préstamo a ceprodel que le permita abastecer su pulpería en la compra de arroz faisán, azúcar, aceite, leña en raja y en manojo, gaseosas, golosina; que es lo que mas le están demandado sus clientes, esto por la temporada en la que se mejoran las ventas, por lo que necesita hacer esa inversión, que le ayudara a dar un mejor servicio.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 76
    View loans »
    Nicaragua Loans Fundraising
  • $25,413,450
    Funds lent in using Kiva
  • 24.1
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Martha Isabel to buy coconuts, rice, soft-drinks, snacks, firewood, oil and medicines.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Nov 19, 2012
Dec 10, 2012
Currency Exchange Loss:
Sep 17, 2013