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Jairo Luis
Masatepe is a beautiful city in Masaya Department that’s noted for its religious traditions and crafts that are made in that Nicaraguan city. Jairo Luis grew up with good habits and the love of work which his parents taught him so he’d be an upstanding citizen. He’s married and has formed a nuclear family. He’s currently employed as a security guard at a private university; he’s been on the job for three and a half years. He needs to do some home improvements; he wants to improve the floor which is currently dirt. The loan he’s asking Ceprodel for will be used to buy building materials like tile that will make it possible for him to improve his family’s standard of living. He’s very grateful to Ceprodel and Kiva because besides the good service he gets the interest rates are low.
View original language description ↓
Masatepe es una bella ciudad del departamento de Masaya. Que se caracteriza por sus tradiciones religiosas y su artesanilla que son elaboradas en esa ciudad de Nicaragua.

Jairo Luis creció con buenas costumbres y el amor al trabajo que sus padres le enseñaron para ser una persona de bien, es casado y está compuesta con un núcleo familia.

El actualmente trabaja para una universidad privada donde se desempeña como agente de seguridad donde lleva tres año y medio laborando.
Necesita realizar una mejora en su casa como es el piso ya que es de tierra.

El crédito que solicita a CEPRODEL lo utilizara para comprar materiales de construcción tales como cerámica boom. Esto permitirá mejorar el nivel de vida para su familia.
Esta muy agradecido con Ceprodel y kiva , ya que dice que aparte que se le atiende bien también son bajos los intereses.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 95
    View loans »
    Nicaragua Loans Fundraising
  • $24,742,900
    Funds lent in using Kiva
  • 24.1
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $350 helped Jairo Luis to buy building supplies.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Nov 20, 2012
Dec 10, 2012
Currency Exchange Loss:
Mar 18, 2014