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Jonny José
Jonny José lives in Granada Department, Nicaragua. He travels to Managua every day which is where he’s employed as a plumber’s assistant for a state firm; he’s had this job for seven years in order to support his family. This is his first Ceprodel loan request and it’s to buy building materials like metal sheeting and roofing purlins to invest in his house; he will replace the roof which is in poor condition. With this financing he’ll have better living conditions; he’s hoping for Kiva and Ceprodel support.
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Don Jonny José vive en el departamento de Granada Nicaragua, él viaja todos los días a Managua donde labora, desempeñándose como ayudante fontanero en una empresa del estado desde hace siete años para poder llevarle el sustento a su familia.

"Este es el primer crédito que estoy solicitándole a CEPRODEL, para comprar materiales de construcción tales como cinz, perlines y así poder hacer una inversión en mi vivienda, cambiar el techo ya que esta en mal estado".

Con este financiamiento podrá tener una condición mejor de vida, esperando el apoyo de kiva y ceprodel.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 70
    View loans »
    Nicaragua Loans Fundraising
  • $25,049,000
    Funds lent in using Kiva
  • 24.1
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Jonny José to buy building materials and supplies.
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
Nov 20, 2012
Dec 10, 2012
Currency Exchange Loss:
Apr 16, 2014