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Francisco Eduardo
Francisco Eduardo lives in a municipality of Managua, Nicaragua. He is a responsible person with good moral values, and has a family composed of four children; two of whom are students in primary school. Don Francisco Eduardo has worked as a plumbing assistant at a company of the city for five years.

He asks CEPRODEL for a loan and to be able to buy construction materials like cinder blocks, sand, and cement in order to build his home out of concrete and give his family better living conditions.

He thanks CEPRODEL for the opportunity and the trust given to him with the loan they are granting him, because through these loans he has been able to improve his home little by little.
View original language description ↓
Francisco Eduardo vive en un municipio de Managua Nicaragua, es una persona responsable con buenos valore morales, tiene una familia compuesta de cuatro hijos, dos de ellos son estudiante de primaria.

Don Francisco Eduardo labora como ayudante de fontanería, en una empresa del estado desde hace cinco años.

Solicita a CEPRODEL un crédito y poder comprar materiales de construcción tales como bloque, arena, cemento para construir su vivienda de concreto y darle a su familia mejor condición de vida.

Agradece a CEPRODEL por la oportunidad y la confianza que le den con este financiamiento otorgándole, porque atreves con estos créditos ha podido mejorar poco a poco su casita.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 97
    View loans »
    Nicaragua Loans Fundraising
  • $24,800,300
    Funds lent in using Kiva
  • 24.1
    Nicaragua Cordobas (NIO) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $875 helped Francisco Eduardo to buy construction materials.
99% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Nov 20, 2012
Dec 10, 2012
Currency Exchange Loss:
Jul 18, 2014