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Daniela is a young woman with a master’s degree in natural sciences. She works as a teacher at a rural school in her community, is single, and has a daughter to whom she must provide good conditions for her development. She currently has a great need to build her house, so she approached CEPRODEL to request financing so that she can begin the work of her dreams. She will use the money to buy iron bars, rebar, cement, zinc sheeting, and girders. This will allow her to improve her living conditions and that of her family. She is grateful to CEPRODEL for the loan opportunity and appreciates the Kiva lenders for their support to those in need. She hopes that they will continue doing such noble work.
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Danelia es una joven, de profesión licenciada en ciencias naturales, trabaja como docente en un colegio rural de la comunidad donde vive, es soltera, con 1 hija la que tiene la obligación de proporcionarles las condiciones para su desarrollo. Actualmente tiene la urgencia de la construcción de su casa, por eso visito a ceprodel para solicitar financiamiento y poder iniciar la obra de su sueños, ya que con el mismo compraría hierro grueso, varilla lisa, varilla, cemento, zinc y perlin, ya que de esta manera mejoraría las condiciones de la vida y la familia, agradeciéndole a ceprodel por el crédito oportuno y a los inversionistas de kiva por el apoyo a los sectores más necesitados de la poblacion y les insta a que continúen con tan noble labor.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 79
    View loans »
    Nicaragua Loans Fundraising
  • $25,420,300
    Funds lent in using Kiva
  • 24.1
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Danelia to buy building materials.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Nov 29, 2012
Dec 6, 2012
Currency Exchange Loss:
Jan 18, 2014