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Manuel De Jesus
Manuel is 53 years old, married, and lives in Chichigalpa, in western Nicaragua, known for its sugar cane and sugar production, and as being one of the hottest places in Nicaragua.

Manuel was affected by chronic kidney problems seven years ago and was a field worker at the time.

He is asking for this loan so that he can plant beans on some farmland 25 km from his home. He must leave his home at 5:00 am so that he can arrive on location by 7:00 am to begin work. He continues to work in the fields because he has to support his family of five (wife, daughter, and three grandchildren).

He is very grateful to CEPRODEL and Kiva because thanks to these loans he can tend his crops and have a good harvest.
View original language description ↓
El señor Manuel tiene la edad de 53 años, es casado y vive en el municipio de Chichigalpa un lugar al oeste de Nicaragua conocido por su producción de caña y azúcar, además de ser uno de los lugares más caliente de Nicaragua.
Don Manuel desde hace 7 años salió afectado con insuficiencia renal crónica, ya que en ese momento su trabajo era en el campo.
El crédito lo solicito para siembra de 3mz de frijoles en una finca que tiene a una distancia de 25km desde su casa hasta la finca, para llegar temprano al lugar tiene que salir a las 5 de la mañana y llega a las 7 de la mañana para iniciar su jornada de trabajo. El continúa trabajando en el campo porque tiene que mantener a su familia que consta de 5 personas (esposa, hija y 3 nietos).
El está muy agradecido con Ceprodel y Kiva porque gracias a los créditos puede acudir su cultivo y así obtener una buena cosecha.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 69
    View loans »
    Nicaragua Loans Fundraising
  • $25,073,675
    Funds lent in using Kiva
  • 24.1
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $225 helped Manuel De Jesus to pay for farming expenses.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Nov 26, 2012
Dec 6, 2012
Currency Exchange Loss:
Jul 17, 2013