Update on BlancaBlanca is single and has two children who are in school. She lives in a rented home that includes two rooms with finished walls and cement floors. The house is located in the District of Miraflores in the city of La Paz.
Blanca is employed by a company that sells household appliances. She works 10 hours a day and uses what little she earns to cover expenses, such as food and basic services for her family. The father of her children has never been present for them.
The loan she is requesting will be used to pay for continued post-operative medical treatment. She needs to stay in good health so that she can care for her children. Blanca’s dream is to save money and buy a house of her own.
This is the third time she has requested a Kiva loan.
Blanca trabaja como empleada en una empresa de venta de electrodomésticos diez horas al día con lo poco que gana debe cubrir los gastos de alimentación y pago de servicios básicos de su familia, ya que el padre de sus hijos nunca estuvo presente para ellos.
El crédito requiere para pagar la continuación de su tratamiento médico post operatorio ya que debe mantenerse con buena salud para poder cuidar de sus hijos.
El sueño de Blanca es poder ahorrar y comprarse una casa propia.
Es la tercera vez que solicita préstamo de Kiva.
Previous Loan DetailsBlanca is a marketing executive; she completed secondary school. She has two children and is a renter. She occupies three bedrooms with finished walls and hardwood floors in the city of La Paz’s Miraflores zone. She used to sell home appliances but she’s now changed her line of work and has ... More from Blanca's previous loan »
About IMPROIMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.
To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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