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Hector is single and has no children. He lives at his parents’ house where he occupies a room. Hector is a university student, but he also works as an assistant leather cutter at two shoe shops in the city. His job helps him to cover personal, school, and household expenses.

Hector works approximately eight hours a day and devotes the rest of the time to his studies. The loan he is requesting will be used to buy leather for his work. By having cut leather that he can sell directly at his jobs, Hector will be able to generate more income.

Hector's dream is to become independent and help alleviate some his parents’ expenses. This is the first time he has requested a Kiva loan.

View original language description ↓
Hector es soltero, no tiene hijos, vive en casa de sus padres ocupando una habitación. Es estudiante en la universidad y trabaja de ayudante cortador de cuero en dos zapaterías de la ciudad para poder cubrir sus gastos personales, académicos y del hogar.

Hector trabaja alrededor de ocho horas al día y se dedica el resto del tiempo a sus estudios, el crédito que solicita es para comprar material (cuero) para adelantar su trabajo, tener el cuero cortado para venderlo directamente en sus trabajos y percibir mejores ganancias.

El sueño de Hector es poder independizarse y así aliviar el gasto el trabajo de sus padres.

Es la primera vez que solicita préstamo de Kiva.

Additional Information


IMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.

To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.

About Bolivia

  • $5,500
    Average annual income
  • 233
    View loans »
    Bolivia Loans Fundraising
  • $31,613,325
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $700 helped Hector to buy leather that he can cut and sell to the shoe shops where he works.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 29, 2012
Dec 6, 2012
Currency Exchange Loss:
Dec 17, 2013