Margaret is a 31 year old married woman. She has 2 children aged 1 month and 8 years. She describes herself as a social and responsible woman. She operates an internet café where she provides internet services. Her business is located in an urban area and her primary customers are local residents. She describes her biggest business challenge as high competition in the area.
Margaret will use her KES 60,000 loan to buy clothes to sell during the December holiday, as she anticipates the purchasing power will be high. Her goal is to expand her business within 5 years. She hopes that in the future, she will educate her children with money generated from the business. This is her sixth loan with SMEP DTM after taking a previous loan of KES 50,000, which she managed to pay successfully.