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Kyosiga Women's Group
In this Group: Joyce, Justine, Christine, Yudaya, Christine, Harriet, Rose, Kate, Rose, Harriet, Rose, Sylivia, Mary, Sauda, Sylivia
M. Joyce, 50, is the chairperson of the Kyosiga Women’s group in Kayunga. She is both a farmer and a business woman, selling ladies' clothes (mostly underclothes) to women in their offices, hospitals, schools and homes as a side business since 1990. Joyce buys her inventory from Kampala, mostly on Thursdays and Mondays every week.

As a farmer, Joyce grows beans, potatoes, and cassava and sells her crops to tenders, who supply this food to schools and usually pay her each week. At times when the season is not favorable for her, Joyce buys crops from fellow farmers and then supplies them to her customers. She has enough land for this farming and employs laborers to quicken the work. She is married with three grown children and she cares for 8 grandchildren at home.

Joyce needs a loan to buy dried beans for sale. She will share the loan with the 14 other members of her group.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Uganda

  • $1,800
    Average annual income
  • 289
    View loans »
    Uganda Loans Fundraising
  • $31,089,375
    Funds lent in using Kiva
  • 1,626.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A portion of Kyosiga Women's Group's $3,975 loan helped a member to purchase dried beans for sale.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jul 21, 2008
Jul 6, 2008
Currency Exchange Loss:
Dec 16, 2008