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Gulsara
Gulsara is 53 years old and lives in the town of Jalal-Abad. She got married soon after graduating from high school, and is now a mother of five children. Together with her husband, Gulsara started raising livestock in 1992, launching the new business with an investments of 5,000 KGS. By gradually developing her business and increasing her working capital, Gulsara was able to expand her herd, and also to pay for her children's education.

In order to continue developing her business, Gulsara has turned to Bai Tushum & Partners for a loan of 100,000 som (KGS). She plans to used the entire amount to purchase 2 cows and 5 sheep for breeding and subsequent resale. In the future, Gulsara plans to build a large farm for raising large and small livestock. She plans to use her profits from this loan to buy a car for her husband.

During the financial analysis and preparation of documents for this loan, Gulsara has shown her positive character as a person who is responsible, decent, conscientious, industrious, and able to take good care of her business and invest her funds well. She has a barn and all necessities for feeding and raising livestock.
View original language description ↓
Гулсара родилась в г.Жалал-Абад, ей 53 года, семейное положение замужем, проживает со своей семьей в г.Жалал-Абад. Заемщица после окончания средней школы г.Жалал-Абад вышла замуж. Мать пятерых детей. Вместе с мужем начали разводить крупно рогатый.
Заемщица в настоящее время занимается животноводством, в этой сфере занимается с 1992 года. Бизнес начинала с 5,000 KGS. Постепенно развиваясь и увеличивая оборотные средства, увеличила количество голов скота, обучила детей.В целях дальнейшего развития своего бизнеса, Гульсара обратилась в компанию «Бай –Тушум и Партнеры» за кредитом в сумме 100,000 сом (KGS) На всю сумму полученного кредита планирует купить 2 коровы и 5 баранов для разведения и реализации.
Заемщица планирует в будущем создать большую ферму для разведения КРС и МРС. После получения прибыли от данной деятельности заемщица планирует купить автомобиль для мужа.
За период подготовки необходимых документов и проведения финансового анализа заемщица показала себя с положительной стороны, как человек ответственный, порядочный, добросовестный, предприимчивый, умеющий правильно вести хозяйство и вкладывать денежные средства в нужное направление. У заемщицы имеется сарай и все необходимые условия для выпаса и содержания скота.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,100
    Average annual income
  • 207
    View loans »
    Kyrgyzstan Loans Fundraising
  • $9,805,850
    Funds lent in using Kiva
  • 47.4
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,125 helped Gulsara to purchase 2 cows and 5 sheep.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Nov 13, 2012
Listed
Dec 10, 2012
Currency Exchange Loss:
Possible
Ended:
Jun 17, 2014