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Virginie is 36 years old and lives in Benin. She did not go to school. She is married to Bertin, a farmer. The couple have 3 dependent children, some fo whom attend school. Virginie lives with her husband and children. The couple both take care of the family's various needs. In order to be able to meet her various responsibilities, Virginie has been farming and selling akassa (a local meal prepared with corn-starch) in an area of Benin for almost 20 years.

In order to increase her production, Virginie would like to buy the agricultural inputs needed to cultivate corn, black-eyed peas and peppers, with a view to better satisfying her customer's needs. This third loan will enable her to increase her level of business activity and to make more profits. The first loans have been correctly repaid.
Virginie est âgée de 36 ans et vit au Bénin. Virginie n’a pas fréquenté l'école. Virginie est mariée à Bertin, un cultivateur. Le couple à trois enfants, dont certains sont scolarisés et tous à leur charge. Virginie vit avec son mari et ses enfants. Le couple assure ensemble les divers besoins de la famille. Afin d’assurer ses diverses charges, Virginie mène comme activité, l’agriculture et vend parallèlement de l’akassa (aliment local préparé à base d'amidon de maïs) dans une région du Bénin depuis près de vingt ans. Dans le but d'augmenter sa culture, Virginie désire acheter des intrants pour cultiver le maïs, le niébé et le piment en vue de mieux satisfaire les besoins de ces clients. Ce troisième prêt lui permettra certainement de rehausser le niveau de son activité et de se faire plus de profits. Les premiers prêts ont été bien remboursés.

Additional Information

About Alidé

Alidé is a Beninese NGO that works to reduce poverty by offering sustainable access to productive loans like this one in addition to savings, training sessions, and social work to low-income families.

Supporters of this loan should be aware that there is some risk of being repaid late. Because the Beninois Ministry of Finance has imposed restrictions on the amount of money Alidé can send to Kiva, the organization can only send monthly repayments in installments smaller than $13,000. This means that some Kiva lenders may receive their repayments late. However, Alidé remains a healthy institution in good standing with its creditors, and Kiva would like to continue working to support its clients. For more information, please refer to Alidé's partner profile page.

About Benin

  • $1,600
    Average annual income
  • 0
    View loans »
    Benin Loans Fundraising
  • $4,467,950
    Funds lent in using Kiva
  • 502.6
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Virginie to cultivate corn, black-eyed peas and peppers.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Nov 8, 2012
Dec 6, 2012
Currency Exchange Loss:
Sep 20, 2013