Hermine is from Artashat town of Ararat region. She is 35 years old and lives with her husband (in the photo) and three children. The family earns their living through an agricultural business. More specifically, the family owns a plot of land where different kinds of fruits and vegetables are grown. Hermine and her husband do all of the relevant agricultural work to ensure a good harvest. The harvested products are then sold at the local open market.
Hermine has requested this loan to purchase eight calves, and grass for feeding them. This will enable her to get milk and use it in cheese production. This investment will increase her family's income and improve their living conditions.
About SEF International
SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.