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Alfredo is married and has three children, all of whom attend school. He lives with his family in a house he owns and also supports his mother by sending money to help with her food expenses.
He works as a machine operator for a company that produces bananas. With the current loan he intends to purchase construction supplies (cement, beams, iron, metal sheets, etc.) in order to continue building his house.
In the future he wishes to finish the construction and provide his family with more comfort. For that reason he pledges to repay the loan as scheduled so he can request more loans from Hluvuku.
The challenge he faces is obtaining the funds he needs to fulfill his projects.
View original language description ↓
Casado e pai de 3 filhos todos vão a Escola, vive na casa própria com a sua família e sustenta a sua mãe enviando dinheiro para auxiliar nas despesas alimentares.
Trabalha como operador de máquinas numa empresa de produção de bananas. Com o presente empréstimo pretende comprar material de construção (cimento, barrotes, ferro, chapas, e outros), para dar continuidade a obra da sua casa.
No futuro deseja terminar a sua obra e melhor confortar a sua família, para tal compromete-se a pagar devidamente o empréstimo para solicitar mais a Hluvuku.
O desafio é conseguir fundos necessários para realizar os seus projectos.

Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Mozambique

  • $1,200
    Average annual income
  • 25
    View loans »
    Mozambique Loans Fundraising
  • $2,911,950
    Funds lent in using Kiva
  • 28.8
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $350 helped Alfredo to purchase construction supplies (cement, beams, iron, metal sheets, etc.) in order to continue building his house.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Nov 20, 2012
Dec 6, 2012
Currency Exchange Loss:
Sep 17, 2014