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Rukhsana is 37 years old and married. She has seven children: three daughters and four sons. She is striving hard to meet their demands, including food, clothing, and healthcare. Her husband sells leather. His income is not sufficient to meet the daily expenditures of the family, so Rukhsana started her business to contribute to their income.

Rukhsana has been in the sewing business for many years. She is very familiar with stitching techniques. She initiated her business with the support of Kashf Foundation; she took her first loan to buy a sewing machine. At present, she enjoys a great client list and has gained a lot of appreciation and popularity in her community.

Rukhsana has requested a loan of PKR 20,000 to buy stocks of thread in different colors and packages of laces, zippers, and other supplies. With these items, she believes that she will to be able to meet the demands of her customers without fail. She hopes to grow her business and dreams of giving a high-quality education to her children through her hard work.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $3,004
    Average annual income
  • 124
    View loans »
    Pakistan Loans Fundraising
  • $13,314,975
    Funds lent in using Kiva
  • 96.7
    Pakistan Rupees (PKR) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $225 helped Rukhsana to buy stocks of thread, laces, and zippers.
99% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Nov 28, 2012
Dec 6, 2012
Currency Exchange Loss:
Dec 17, 2013