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Ms. Shameem is a 24-year-old, married woman and a dedicated mother of three children. Her husband runs a donkey cart as a means of transportation for carrying things. Four years ago, he started this business with a single donkey cart and carried material from one place to another. He earns enough profit from this business.

In order to purchase a big size, wooden cart to have more capacity, Shameem contacted Kashf Foundation and applied for a loan of 20,000 PKR. In this way her husband would be able to carry more items like fruits and vegetables, etc. at the same time. Shameem is thankful to Kashf for its support. She desires to utilize part of profits on the betterment of her family members.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 349
    View loans »
    Pakistan Loans Fundraising
  • $15,731,150
    Funds lent in using Kiva
  • 96.7
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $225 helped Shameem to purchase a big size, wooden cart for more capacity.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 13, 2012
Dec 6, 2012
Currency Exchange Loss:
Oct 17, 2013