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Hermenegildo is married and is the father of three children that go to school. He lives in his own house with his family and doesn't support anyone besides them. He is an agricultural worker at a banana company. He will use this loan to buy construction materials (metal sheets, cement, stone, sand, iron, etc.) to continue work on his home. In the future, he hopes to finish his house and to buy his marriage license. To do this, he promises to make his payments on time so he can request more loans from Hluvuku. His challenge is insufficient funds to carry out his projects.
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Casado e pai de 3 filhos, que vão a Escola, vive na casa própria com a sua família e não sustenta mais ninguém.
É operário agrícola numa empresa de produção de bananas. Com o presente empréstimo pretende comprar material de construção (chapas, cimento, pedra, areia, ferro, e outros) para dar continuidade a obra da sua casa.
No futuro deseja terminar a sua obra e casar oficialmente, para tal compromete-se a pagar devidamente o empréstimo para solicitar mais a Hluvuku.
O desafio é a insuficiência de fundos para realização dos seus projectos.

Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Mozambique

  • $1,200
    Average annual income
  • 41
    View loans »
    Mozambique Loans Fundraising
  • $2,858,300
    Funds lent in using Kiva
  • 28.8
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $350 helped Hermenegildo to buy construction materials (metal sheets, cement, stone, sand, iron, etc.) to continue work on his home.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Nov 13, 2012
Dec 6, 2012
Currency Exchange Loss:
Jun 17, 2014