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Umirzok came to MDO Arvand to get a loan for the purchase of livestock. He raises and buys and sells goats and sheep. Because of lack of feed he was forced to sell his livestock. Now he needs money to buy goats and feed for the livestock. In the winter he will shepherd the livestock so that he can sell it in the spring for more money. His parents do not work and because of this he needs to provide for them. Also, he would like to get married in the spring and he needs to save a set sum for this. He will be very grateful to get a loan for the purchase of livestock and feed.
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Умирзок пришел в МДО Арванд , что бы получить кредит для покупки скота. Он занимается откормом и куплей продажей коз и овец. Из-за нехватки корма он вынужден был продать свой скот. Теперь ему нужны деньги, что бы купить коз и корм для скота. Зимой он будет пасти скот, что бы весной смог продать подороже. Его родители нигде не работают поэтому он должен обеспечивать своих родителей. Также весной он хочет жениться, и для этого он должен накопить определенную сумму. Он будет очень благодарен, получить кредит для приобретения скота и корма.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Tajikistan

  • $2,700
    Average annual income
  • 263
    View loans »
    Tajikistan Loans Fundraising
  • $30,418,550
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Umirzok to buy goats and feed.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Nov 15, 2012
Dec 7, 2012
Currency Exchange Loss:
Sep 17, 2013