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Margaret lives in Kampala, Uganda. She is married with five children, all of whom attend school. She is also looking after additional members of her family (brother and sister).

For the last twenty years, Margaret has been selling in a shop, at retail, groundnuts and beans. She works seven days a week. She also has rental houses as another source of income.

Margaret has requested a loan of 1,100,000 UGX from Micro Credit for Development and Transformation SACCO (MCDT SACCO) to enable her to buy more sacks of groundnuts for sale. Her challenges include the high cost of transport. Her dream is to be able to buy a whole truck of groundnuts and even sell to other retailers.

Margaret joined MCDT SACCO because of the low capital that she had. She lives in her husband`s house without access to electricity and piped water. Her major monthly expenses are school fees and electric power.

Additional Information


This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at, and join our lending team, Friends of MCDT SACCO, at

About Uganda

  • $1,800
    Average annual income
  • 146
    View loans »
    Uganda Loans Fundraising
  • $31,982,275
    Funds lent in using Kiva
  • 2,696.0
    Uganda Shillings (UGX) = $1 USD