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Yémalin's Group
In this Group: Yémalin, Afiavi Thérèse
This group consists of two members in joint liability. Yémalin, age 57, is the group’s representative. She is a married mother of seven independent children aged 23 to 30. She has been selling fritters for a few years, and she buys her stock at a market in Benin.

To bolster her working capital and meet customer demand, Yémalin obtained a loan from Finadev. This credit will help her to maximize her profits and support herself.

Yémalin is on the left in the photo.
Il s'agit d'un groupe composé de deux membres en caution solidaire. Agée de 57ans, Yémalin la responsable est mariée et mère de 07 enfants qui sont déjà à leur propre charge. Le plus âgé et le moins âgé ont respectivement 30ans et 23ans . Elle vend des beignets frits depuis quelques années et s'approvisionne dans l'un des marchés du Bénin. En vue d'accroître sa capacité d'approvisionnement et de satisfaire la demande de ses clients, Yémalin a sollicité et a obtenu un financement auprès de Finadev. Ce financement lui permettra de maximiser son profit et de subvenir à ses propres besoins. Yémalin se retrouve à gauche dans la photo.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Benin

  • $1,600
    Average annual income
  • 0
    View loans »
    Benin Loans Fundraising
  • $4,467,950
    Funds lent in using Kiva
  • 502.6
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Yémalin's Group's $400 loan helped a member to buy a bag of yams, a bag of wheat and five liters of oil to make fritters for sale.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Nov 20, 2012
Dec 6, 2012
Currency Exchange Loss:
Aug 31, 2013