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Kubanych is 49 years old, married and he and his wife have one son. Kubanych has a secondary education. He is very calm and friendly. To provide a source of income for his family, Kubanych became involved in farming and animal husbandry since 2010, having started this business with a sum of 10,000 KGS. Thanks to Kubanych's hard work, today his business contains two dairy cows, five sheep and a horse. The monthly profit from the business amounts to about 10,000 som (KGS) from sales of milk and dairy products. In order to further develop his business, Kubanych requested a loan in the amount of 40,000 som (KGS) from the "Bai-Tushum and Partners" company to buy a cow and repair a barn. He plans to invest the earnings from the loan into developing his business by buying additional heads of livestock and save for his son's wedding next year.
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Кубаныч 49 лет,женат, у них с женой один сын.Кубаныч имеет среднее образование, по характеру очень спокойный, приветливый .Кубаныч в качестве источника дохода для своей семьи, в 2010 году начал заниматься полеводством и животноводством, начав этот бизнес с суммы в 10,000 KGS. Благодаря упорному труду Кубаныч в ее хозяйстве на сегодняшний день имеется 2 дойные коровы, 5 баранов и лошадь.Ежемесячная прибыль от хозяйства составляет около 10,000 сом (KGS) от продажи молока и молочных продуктов. В целях дальнейшего развития своего бизнеса, Кубаныч обратился в компанию «Бай –Тушум и Партнеры» за кредитом в сумме 40,000 сом (KGS) на покупку 1 коровы и ремонт сарая. Доходы от кредита Кубаныч планирует вкладывать в развитие бизнеса посредством закупа дополнительных голов скота копит на свадьбу сына в будущем году.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 91
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,001,375
    Funds lent in using Kiva
  • 47.4
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $850 helped Kubanych to buy a cow and repair a barn.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
At end of term
Nov 9, 2012
Dec 7, 2012
Currency Exchange Loss:
Jun 17, 2014