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Chynara is 51 years old and is the mother of 2 children. She is a calm and industrious woman by nature. She has a high school education, and has been involved in farming from childhood. From back in Soviet times, Chynara has been working in animal husbandry and growing crops, which is the main source of income for the family. She started this business with a sum of only 5,000 Kyrgyzstan Som (KGS.) Thanks to her persistent hard work, her farm now includes 2 dairy cows and 10 sheep, and brings in monthly earning of around 7,000 Som from the sale of milk and dairy products. For the purpose of further developing her business, Chynara has approached Bai Tushum & Partners for a loan of 40,000 Som to buy 2 cows. She plans to re-invest the income generated by this loan into her business by purchasing more head of cattle, and in the future she also plans to repair her house.
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Чынара 51 год, замужем, мать 2 детей.Чынара имеет среднее образование, с самого детства она занималась сельским хозяйством по характеру очень спокойная и старательная женщина. Чынара в качестве источника дохода для своей семьи, еще с советских времен Чынара начала заниматься полеводством и животноводством, начав этот бизнес с суммы в 5,000 KGS. Благодаря упорному труду Чынара в ее хозяйстве на сегодняшний день имеется 2 дойные коровы и 10 баранов ежемесячная прибыль от хозяйства составляет около 7,000 сом (KGS) от продажи молока и молочных продуктов. В целях дальнейшего развития своего бизнеса, Чынара обратилась в компанию «Бай –Тушум и Партнеры» за кредитом в сумме 40,000 сом (KGS) на покупку 2 коров. Доходы от кредита Чынара планирует вкладывать в развитие бизнеса посредством покупки дополнительных голов скота, в будущем планирует сделать ремонт дома.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 71
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,308,175
    Funds lent in using Kiva
  • 47.4
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $850 helped Chynara to purchase 2 cows.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
At end of term
Nov 9, 2012
Dec 7, 2012
Currency Exchange Loss:
Jun 17, 2014