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Kaliyahan is 53 years old, married, and the mother of two children. Kaliyahan has a degree in Philology. By character, she is a very calm, friendly woman who believes in a bright future for her family and the country as a whole.

As a source of income for her family, Kaliyahan in 2010 started to engage in field crops and livestock, beginning this business with the sum of 10,000 KGS. Through hard work, Kaliyahan today has in her farm five dairy cows, and a monthly income from the farm of about 10,000 Som (KGS) from the sale of milk and dairy products.

In order to further develop her business, Kaliyahan appealed to Bai-Tushum and Partners for a loan of 40,000 Som (KGS) to buy two cows. Kaliyahan plans to use income from the loan to invest in business development by purchasing additional livestock, saving up for her son's wedding next year.
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Калыяхан 53 лет, замужем, мать 2 детей.Калыяхан имеет высшее образование в области Филологии, по характеру очень спокойная, приветливая женщина которая верит в светлое будущее своей семьи и сираны в целом. Калыяхан в качестве источника дохода для своей семьи, в 2010 году начала заниматься полеводством и животноводством, начав этот бизнес с суммы в 10,000 KGS. Благодаря упорному труду Калыяхан в ее хозяйстве на сегодняшний день имеется 5 дойные коров, ежемесячная прибыль от хозяйства составляет около 10,000 сом (KGS) от продажи молока и молочных продуктов. В целях дальнейшего развития своего бизнеса, Калыяхан обратилась в компанию «Бай –Тушум и Партнеры» за кредитом в сумме 40,000 сом (KGS) на покупку 2 коров. Доходы от кредита Калыяхан планирует вкладывать в развитие бизнеса посредством закупа дополнительных голов скота копит на свадьбу сына в будущем году.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 60
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,295,000
    Funds lent in using Kiva
  • 47.4
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $850 helped Kaliyahan to purchase two cows.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
At end of term
Nov 9, 2012
Dec 7, 2012
Currency Exchange Loss:
Jun 17, 2014