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Ms Zahida, a 43-year-old married to a factory worker, has been in the business of stitching for the last four years. Gradually she has improved her venture and now makes enough to contribute to the family income. Zahida has four children; one son works in a factory, while one daughter is married; the others assist her in stitching.

In order to meet the demands of her growing customer base in a timely fashion, Zahida has requested a loan of Rs. 20000 to purchase more spools of threads with some packs of buttons and zippers in many colors. She plans to spend part of her increased revenues on the betterment of her family members.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 353
    View loans »
    Pakistan Loans Fundraising
  • $15,690,625
    Funds lent in using Kiva
  • 96.6
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $225 helped Zahida to purchase more spools of threads with some packs of buttons and zippers in many colors.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 21, 2012
Dec 6, 2012
Currency Exchange Loss:
Dec 17, 2013