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Khursan is 54 years old, married, and has 4 children. This loan will be Khursan's second with Arvand, where she has been a client since 2011. She proved herself to be very reliable with her previous loan, never once violating the terms of credit. Khursan fattens and sells cattle. She also processes milk, using part for her own consumption and selling part to her neighbours. Her husband is a pensioner and helps her on the farm, mainly by looking after the cattle and taking them to market to be sold. Two of her sons have gone to the Russian Federation to earn money. They also help their parents by sending money home. Khursan plans to use this loan to buy cattle to increase her herd. She is thankful to Arvand for the financial support.
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Хурсан – 54 года, замужем, имеет 4 детей. Кредитуется в организации Арванд с 2011 года. Этот кредит Хурсан второй по счету. В предыдущем кредитовании она ни разу не нарушила условия кредитования и показала себя с хорошей стороны. Занимается откормом и продажей крупного рогатого скота и переработкой молока. Молоко у нее всегда свое, а часть она продаёт соседям. Муж Хурсан – пенсионер, помогает ей вести хозяйство и присматривает за скотом. Он в основном занимается продажей скота (выводит скот на рынок). Двое сыновей Хурсан находятся в РФ на заработках. Они тоже помогают родителям присылая им деньги. На полученный кредит Хурсан хочет купить крупно рогатый скот и увеличить поголовье скота. Она благодарна организации Арванд за финансовую поддержку.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Tajikistan

  • $2,700
    Average annual income
  • 216
    View loans »
    Tajikistan Loans Fundraising
  • $29,723,700
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,100 helped Khursan to buy cattle.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 14, 2012
Dec 6, 2012
Currency Exchange Loss:
Dec 17, 2013