Charles is a 34-year-old married man with six children living in Kyenjojo, Uganda. His main product for his business is beer and he also practices farming for additional income. Charles is faced with a challenge of lack of capital to rent a permanent stall where he can sell his beer. His dreams are to educate his children up to the university, build business premises, and own a depot. Charles intends to use the loan to buy beers to sell.