Check out some available loans that are similar to this one!
Ruth is a hardworking entrepreneur who has a buying and selling used clothing business in the Philippines. She has been in this business for five years. Ruth earns additional income from pig fattening and farming coconut.

She is borrowing PHP 29,000 through NWTF to purchase additional bundles of used cloth to sell for her business.

Ruth has been sustaining her business activities through her own efforts with the help of the loans from NWTF. She dreams to save enough so she could afford to send her children to college.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 1214
    View loans »
    Philippines Loans Fundraising
  • $63,454,575
    Funds lent in using Kiva
  • 40.9
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Ruth to purchase additional bundles of used clothing to sell.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Nov 29, 2012
Dec 6, 2012
Currency Exchange Loss:
Jun 17, 2013