Carmen Rosalinda is married, and she is 43 years old. She completed 4 years of primary school. She has 5 children, of whom 2 are studying. She works as an artisan, weaving traditional skirts. She started this business since she was working with a neighbor. She now has 20 years of experience. She has the support of her husband, who is a day laborer.
A group has been organized to request a loan, which will be used to buy threads of different classes and colors, so that she can increase her production. She hopes in the future to have additional looms and workers. The other group members dedicate themselves to handicrafts and commerce.
La señora Carmen Rosalinda esta casada, tiene 43 años de edad, cursó los 4 años de educacion primaria, tiene 5 hijos de los cuales 2 están estudiando, se dedica a la artesanía, el tejido de cortes típicos, inició este negocio siendo trabajadora con una vecina y hasta el momento lleva 20 años de experiencia, cuenta con el apoyo de su esposo quien es jornalero.
Organiza un grupo para poder solicitar un préstamo que sera utilizado para la compra de hilos de diferentes clases y colores, y así poder producir mas, espera en el futuro tener otro telares y trabajadores. Las demás integrantes se dedican a la artesanía y al comercio.
About Asociación ASDIR
ASDIR (Asociación de Desarrollo Integral Rural - Association for the Development of Rural Communities) is a community-based organization that works to promote development in the villages and communities where it serves. It was founded in 1999 in the village of Nimasac, Totonicapán Department, by a handful of local men and women to support community projects and group loans. Today ASDIR has 5 offices across 3 departments (Totonicapán, Sololá and Suchitepéquez) serving more than 6,000 clients, most of them in rural communities.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.