Wiñay Marka Group
The loan they’ll take out will benefit small, micro businesswomen in different lines of work. Eva María is one of the members. She indicates that she’s been part of Pro Mujer for a year having been invited to join by an institution promoter who visited her at home. She currently has two businesses: fruit sales and a grocery store. She relates that the businesses were started by her parents when she was 14-years-old because they wanted to give them a space where they could work independently.
The loan she’ll take out now is to increase capital. She will buy panettones and noodles from suppliers in the city of El Alto and then sell them in her store. This way of working makes it possible for her to generate resources to support her home however possible since she’s single and has a son. When asked what she likes about Pro Mujer, she answers that she likes the health training and the credit.
El crédito que sacaran beneficiara a pequeñas microempresarias con distintos rubros, donde la señora Eva María es parte integrante, ella indica que hace un año que integra Pro Mujer, ingresando por invitación de una promotora de la institución que fue a visitarle a su casa. En la actualidad ella tiene dos negocios de venta de fruta y tienda de barrio, cuenta que estos negocio los apertura por iniciativa de sus padres desde sus 14 años ya que ellos querían otorgarles un espacio de trabajo independiente.
El crédito que ahora sacará es para el aumento de capital (compra de panetones y fideo) que adquirirá de los distribuidores de la ciudad de El Alto, posteriormente lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para apoyar en lo posible a su hogar pues ella es soltera y tiene un hijo.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta las capacitaciones en salud y crédito.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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