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Moradita Group
In this Group: Bertha , Felipa , Ramona, Elena Ana, Elizabeth, Norha
The Communal Bank ”Moradita" will begin its first loan cycle with Pro Mujer as part of the Los Andes Regional Office. It is made up of six members and led by a Board of Directors in which Bertha is the President. The businesses in which the members of the communal bank carry out are varied. Among the businesses are the following: the weaving of sweaters, sale of food, sale of peppers, sale of fruits and a butcher shop.

The loan that they will take out will benefit small businesses in various sectors. Bertha indicates that this is her first time that she has worked with Pro Mujer and that she had entered by invitation of a friend who is a member of the institution. Currently she runs a business selling meat which is owned by her mother. However, they both work within the business with separate capital.

The loan that she is now taking out is to increase her capital by buying meat that she will acquire from the slaughterhouses in the city of El Alto. She will then sell the meat in her business space. This type of work allows her to generate resources to support her home as much as possible. She is married and has three children.

When asked what she likes about Pro Mujer she responded that she likes the credit and health education.
View original language description ↓
La A.C. “MORADITA” iniciará el primer ciclo en Pro Mujer, como parte del Centro Focal de Los Andes, está compuesta por seis integrantes y está dirigida por una mesa directiva donde la señora Bertha es la Presidenta. Los negocios que las integrantes de la asociación comunal llevan adelante son variados entre ellos existen: tejido de chompa, venta de comida, venta de ají, venta de fruta, carnicería.

El crédito que sacaran beneficiara a pequeñas microempresarias con distintos rubros, donde la señora Bertha es parte integrante, ella indica que es la primera vez que integra Pro Mujer, ingresando por invitación de una amiga que es socia de la institución. En la actualidad ella tiene un negocio de venta de carne, cuenta que este negocio es de su madre y en la actualidad ambas lo trabajan con capitales diferentes.

El crédito que ahora sacará es para el aumento de capital (compra de carne) que adquirirá de los mataderos de la ciudad de El Alto, posteriormente lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para apoyar en lo posible a su hogar pues ella es casada y tiene tres hijos.

Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta las capacitaciones en crédito y salud

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $2,817
    Average annual income
  • 130
    View loans »
    Bolivia Loans Fundraising
  • $29,659,500
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Moradita Group's $1,775 loan helped a member to buy meat.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 30, 2012
Listed
Dec 5, 2012
Currency Exchange Loss:
Covered
Ended:
Jun 17, 2013