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Sabaly Group
In this Group: Aissata , Sirantou , Djonta , Awa
The Sabaly group is made up of 4 married women whose members live mainly in traditional families and have an average age of 41 and, on average, 5 children. They all live in the town of Sikasso (3rd administrative region of Mali) and got to know each other thanks to family and neighbourly relationships, and marriage. The group members sell fruit, condiments, fabrics, pagnes (colourful and decorative West African cloth), and fruit juices (ginger, tamarind, grapes, zaban fruit, baobab, etc). The group joined Soro Yiriwaso in order to increase their business and are on their 12th group loan cycle.

Awa (sitting on the far right of the picture) is one of the group members who makes and sells fruit juices. She plans to use her loan to buy 1 bag of sugar, 25 kilos of ginger, 3 packets of flavouring and 2 packets of little plastic bags. She gets her supplies from the local wholesalers and, after making the ginger fruit juice and putting it in small plastic bags and cans, makes her sales from her home, on the street and at the market, for cash or credit, to a retail clientèle made up of men and women. Awa expects this loan to enable her to make an average monthly profit of 42 000 francs, which will be reinvested in her business and used to take care of some of the household's needs.
Constitué de 4 femmes mariées, les membres de groupe Sabaly vivent majoritairement dans des familles traditionnelles avec une moyenne d’âge de 41 ans et 5 enfants. Elles habitent toutes dans la ville de Sikasso (3ème Région administrative du Mali) et se sont connues à travers des liens de parenté, de voisinage et de mariage. Les membres du groupe font le petit commerce de fruits, des condiments alimentaires, de tissus, de pagnes et de la transformation de fruits en jus : de gingembre, de tamarin, raisins, de zaban, baobab, etc.
Dans le but d’augmenter leurs fonds de commerce, les membres du groupe ont intégré Soro Yiriwaso et sont à leur 12ème cycle de prêt solidaire.
Madame Awa (première femme assise à la droite vers la gauche sur la photo) est l’une des transformatrices et vendeuses des jus de fruits du groupe. Elle compte utiliser son prêt pour acheter, 1 sac de sucre, 25 kilos de gingembre, 3 paquets d’arômes et 2 paquets de sachet. Elle s’approvisionne sur place auprès des grossistes et effectue ses ventes, après préparation de ses jus de gingembre mis en sachet et bidons, en détail, au comptant et à crédit, à domicile, en ambulant et au marché, à une clientèle composée d’hommes et de femmes. Madame Awa compte réaliser avec ce prêt un bénéfice mensuel moyen de 42.000 FCFA qui sera utilisé, pour être réinvesti dans l’activité et prendre en charge certains besoins du foyer.

Additional Information

Important Information

Soro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mali

  • $1,200
    Average annual income
  • 11
    View loans »
    Mali Loans Fundraising
  • $10,177,025
    Funds lent in using Kiva
  • 500.4
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Sabaly Group's $800 loan helped a member to buy ingredients with which to make fruit juice.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 28, 2012
Listed
Dec 5, 2012
Currency Exchange Loss:
Possible
Ended:
Jun 17, 2013