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Kalyiman is 47 years old, married, and has 3 children. Since 1998, she has been working in animal husbandry, which is the main source of income of the family. She started this business with a sum of only 10,000 Kyrgyzstan Som (KGS.) Thanks to her persistent hard work, her farm now includes 4 dairy cows and brings in monthly earnings of 10,000 Som from the sale of milk and dairy products. For the purpose of developing her business, Kalyiman has approached Bai Tushum & Partners for a loan of 70,000 Som to buy 2 cows. She plans to use the income generated by this loan to further increase the number of livestock she has, and also to save up money to build a house.
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Калайман 47 лет, замужем, мать 3 детей. Калайман в качестве основного дохода с 1998 года занимается животноводством, начав этот бизнес с суммы 10,000 сом. Благодаря упорному труду Калайман в ее хозяйстве на сегодняшний день имеется 4 дойные коровы лошадь ежемесячный доход от продажи молока и молочных продуктов составляет 10,000 сом. В целях дальнейшего развития своего бизнеса, Калайман обратилась в компанию «Бай –Тушум и Партнеры» за кредитом в сумме 70,000 сом (KGS) на покупку 2 коров. Доходы от кредита Калайман планирует вложить в дальнейшее увеличение количества домашней скотины, а также планирует накопить средства для постройки дома.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 81
    View loans »
    Kyrgyzstan Loans Fundraising
  • $10,919,875
    Funds lent in using Kiva
  • 47.3
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Kalyiman to purchase two milk cows.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 9, 2012
Dec 6, 2012
Currency Exchange Loss:
Dec 17, 2013