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Djekafo (Parler La Même Voix) Group
In this Group: Maïmouna , Safiatou , Bébé , Fanta , Ramata, Bintou
Djekafo is a group of women who come from Koutiala and know each other well. They live in large, traditional families, have an average age of 37, are married and have at least 6 children. The women in the group sell various items such as pagnes (colourful and decorative West African cloth), shoes, firewood and clothing. The members decided to join Soro Yiriwaso's credit program in order to increase the size of their businesses. They are on their second group loan.

Bébé, a member of Djekafo, is the first person sitting on the left of the picture and sells various items: clothing, children's toys, shoes, etc. She plans to use her loan to buy 5 sets of clothes and a dozen fashionable children's toys. She gets these products at the Koutiala market. She resells the items to a diverse retail clientèle for cash, from her home and at the market. Bébé expects to make a profit of 150 000 francs from this round of sales.

The women will use part of their business income to cover their personal expenses, and part of it to increase their business, as well as to repay their loans.
Djekafo est un regroupement de femmes de Koutiala qui se connaissent bien et qui vivent dans de grandes familles traditionnelles, avec en moyenne 37 ans, sont mariées et ont au moins 6 enfants.
Ce groupe de femmes fait le commerce d’articles divers tels les pagnes, les chaussures, du bois de chauffe, des vêtements et divers.
Pour augmenter la taille de leurs activités, les membres ont décidé d’intégrer le programme crédit de Soro Yiriwaso. Elles sont à leur deuxième prêt de groupe.
Bébé est un membre du groupe Djekafo, première assise de la gauche vers la droite qui fait du divers : habits, jouets pour enfants, chaussures, etc.
Elle compte utiliser son prêt pour acheter, 5 complets de vêtements et une douzaine de jouets pour enfants qui sont à la mode. Elle se procure de ces produits au marché de Koutiala. Elle vend ces articles en détail et au comptant à la maison et au marché et à une clientèle diverse.
Bébé compte réaliser 150.000FCFA de bénéfice au cours de ce cycle. En plus du remboursement des prêts, elles utilisent une partie du revenu pour faire face aux dépenses personnelles et augmenter son fond de commerce.

Additional Information

Important Information

Soro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mali

  • $1,100
    Average annual income
  • 3
    View loans »
    Mali Loans Fundraising
  • $11,596,000
    Funds lent in using Kiva
  • 500.4
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Djekafo (Parler La Même Voix) Group's $1,200 loan helped a member to buy 5 sets of clothes and a dozen fashionable children's toys.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Nov 14, 2012
Dec 5, 2012
Currency Exchange Loss:
Jun 17, 2013