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Gavhar is 43 years old, married, and has 3 children. She works as a thread reeler at a sewing factory. She has received several loans from our organization to pay for household-related needs in the past. During the time she has been our client, she has hosted her daughter's wedding, carried out apartment repairs, and she now plans to undergo dental treatment in hospital and to replace her bad teeth. Gavhar is grateful to our organization for the financing and support.
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Гавхар -женщина 43 лет, замужем, имеет троих детей.Она работает на швейном заводе - мотальщицей нитей. Она туже несколько раз получает в нашей организации кредит, для своих домашних целей. За период кредитования она смогла выдать дочь замуж,отремонтировать квартиру, а теперь планирует провести стационарное лечение зубов.И заменить больные зубы.Гавхар благодарна организации за поддержку и финансирование.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Tajikistan

  • $2,700
    Average annual income
  • 188
    View loans »
    Tajikistan Loans Fundraising
  • $30,414,450
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Gavhar to pay for dental treatment.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 15, 2012
Dec 6, 2012
Currency Exchange Loss:
Dec 17, 2013