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Akram is a conscientious, motivated, and hardworking man. He was born in a village that has good farming conditions. He mainly grows wheat and barley.

This is Akram's second time getting a loan from our organization. A few years ago he took a loan from our organization to start his own animal husbandry business. His wife helped with the business and they made a good profit.

Then, for a period of time, Akram went to Russia and his wife, Mashkhura, continued to run his business. She planted all the wheat and barley while also feeding the cattle. Akram did not find permanent work in Russia and, so, he returned to his homeland to work on his business.

At harvest time, Akram purchases cattle at the bazaar for low prices. Then, his wife feeds the cattle for a period of time before reselling them for higher prices. The profits from Akram's business enabled him to improve his farm.

This year Akram planted two hectares of barley, but due to bad weather, Akram did not have the kind of harvest he was expecting. Hence, he turned to our organization for a loan to purchase a plane ticket to Russia. His wife will stay behind and run the business. Akram is hoping for your charity!
View original language description ↓
Акрам в нашей организации кредитуется второй цикл. Он добросовестный, целеустремлённый и трудолюбивый мужчина. Он родился в сельской местности, который имеет хорошее условие для животноводства и выращивания сельскохозяйственных культур. В основном он выращивает пшеницу, ячмень. Несколько лет назад Акрам получил кредит из нашей организации и начал свой бизнес скотоводством и получил хороший доход от данного бизнеса. В ведении данного бизнеса ему помогала жена. Потом Акрам на определённое время уехал в Россию, а его жена Машхура продолжала его бизнес, то есть сама посеяла пшеницу и ячмень параллельно откармливала скот. Так как Акрам в России не имел постоянную работу, он вернулся на Родину и начал продолжать свой бизнес. Акрам на полученный урожай покупает скот из базара на низкие цены, его жена на определённое время откармливает скот и перепродают по высокой цене. На полученный доход от бизнеса Акрам улучшил условию своего домохозяйства. В этом году Акрам посеял на 2 гектара земли ячменя, однако из-за неблагополучной погоды Акрам не мог получить намеченный урожай. Поэтому он обращался в нашу организацию с целью получения займа для покупки авиабилета и хочет уехать в Россию, а его жена продолжает его бизнес. Акрам надеется на Вашу благотворительность.

Additional Information

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Tajikistan

  • $2,700
    Average annual income
  • 152
    View loans »
    Tajikistan Loans Fundraising
  • $29,656,600
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Akram to buy a plane ticket to Russia to find a job.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Dec 3, 2012
Dec 6, 2012
Currency Exchange Loss:
Nov 18, 2013