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Luz Estela

Update on Luz Estela

Ms. Luz Estela belongs to the communal bank "Amauta" in the city of Cusco, Peru. She sells clothes for women, men and children. Luz Estela just like her previous loan, is looking to buy merchandise like jackets, pants, shirts and more, and would like to capitalize on the activity from the coming holiday season. Luz Estela is very grateful to Kiva for allowing her to continue her work that is the primary income and livelihood for her family.
View original language description ↓
La socia es la señora Luz Estela, ella pertenece al banco “AMAUTA” de la ciudad del Cusco - Perú. La socia continúa dedicándose al comercio de ropa para damas, caballeros y niños. Luz Estela como en oportunidades anteriores está solicitando el préstamo para comprar mercadería como casacas, pantalones, polos etc. y capitalizar su actividad para la próxima campaña navideña. Luz Estela está muy agradecida con KIVA por permitirle continuar con su actividad económica la cual representa el principal ingreso económico y sustento de su familia.

Previous Loan Details

Sra. Luz is a member of the Communal Bank “Amauta”, which is located in the district, province, and department of Cusco. She is 74 years old, married, and has five children. Luz divides her time between her daily activities and her business of selling clothes such as sweaters, trousers, blou... More from Luz Estela's previous loan »

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Peru

  • $12,000
    Average annual income
  • 120
    View loans »
    Peru Loans Fundraising
  • $60,164,250
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Luz Estela buy merchandise like jackets, pants, shirts and more.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Nov 14, 2012
Dec 4, 2012
Currency Exchange Loss:
Apr 17, 2013