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Puka Pukayoc  De Pachar Group
In this Group: Brigida, Luci, Jesusa, Leonor, Norka Nohemi, Natividad, Asuncion, Pancha, Lucila, Eustaquia*, Pamela Miriam, Elsa*
* not pictured

Update on Puka Pukayoc De Pachar Group

Mrs. Brígida lives in the Pachar neighborhood; she is 48 years old, is married and has four children out of the marriage. Her main source of income comes from agriculture and in breeding small animals like cuyes (a type of guinea pig) and chickens. She has had her business for several years since she does quite well. Brígida needs a loan to buy feed for her cuyes (fodder, grass and supplementary feed).

The members are grateful for the opportunity given to them and are committed to meeting all the payment quotas in the established time frames. (The members that appear in the lower part of the picture were late to the communal banks’ meeting).

Cusco is located in the district and province of Cusco, department of Cusco right in the heart of the ancient city of the Incas and is characterized for being a tourist area for its archeological sites, its historical hub, its landscapes, history and generally being an enchanting city in the southern part of the country. Cusco is known for being an area for tourism, business, its traditional celebration, Inti Raymi and because it is one of the Seven Wonders of the World, “Machupicchu.”

View original language description ↓
La señora Brígida vive en la comunidad de Pachar, tiene 48 años de edad y es casada y fruto de unión tiene cuatro hijos. Su actividad económica principal de señora Brígida es la agricultura y crianza de animales menores como cuyes y gallinas. Ya son varios años que se dedica a este negocio y le va muy bien. En esta oportunidad Brígida requiere el préstamo para comprar alimento para sus cuyes (Forraje, pasto y alimentos suplementarios).

Los socios en general agradecen la oportunidad brindada y se comprometen a cumplir con el pago de sus diferentes cuotas en los plazos establecidos. (Las socias que aparece en la parte inferior de la fotografía llego tarde a la reunión del banco comunal).

Cusco está ubicado en el distrito y provincia del Cusco del departamento del Cusco en pleno corazón de la antigua ciudad de los Incas y se caracteriza por ser una zona turística por sus centros arqueológicos por su centro histórico por sus paisajes por su historia y siendo una ciudad encantadora de la Región del Sur del país. Cusco es conocido por ser una zona muy turística, comercial, por su fiesta tradicional del Inti Raymi y porque se encuentra una de las siete maravillas del mundo “Machupicchu”.

Previous Loan Details

A group of neighbors and friends formed the Communal Bank "Puka Pukayoc de Pachar" in the community of Pachar in the District of Ollantaytambo, Urubamba Province, Department of Cusco. This Communal Bank consists of individuals who view each moment as an opportunity to get ahead, so they strive e... More from Puka Pukayoc De Pachar Group's previous loan »

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 144
    View loans »
    Peru Loans Fundraising
  • $60,164,250
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Puka Pukayoc De Pachar Group's $5,250 loan helped a member buy food for her cuyes.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Nov 23, 2012
Dec 4, 2012
Currency Exchange Loss:
Jun 17, 2013