The loan they're taking out will benefit a variety of small businesses, including the one that Rosalía is a part of. She tells us that she joined Pro Mujer three years ago, becoming interested through a representative who came to visit her at home. Currently, she weaves sweaters, which she says she learned to make from her mother who used to knit at home, slowly but surely building her own small weaving business.
The loan she's taking out now is to increase her working capital by buying wool from the markets in the city of El Alto. After production, she sells her sweaters by the dozen. This line of work allows her to support her home as much as she can, as she is married and has three children. When asked what she likes about Pro Mujer, she said she likes the savings and group lending.
El crédito que sacaran beneficiara a pequeñas microempresarias con distintos rubros, donde la señora Rosalía es parte integrante, ella indica que hace tres años que integra Pro Mujer, ingresando por invitación de una promotora de la institución que fue a visitarle a su casa. En la actualidad ella tiene un negocio de confección de chompas, cuenta que este negocio lo emprendió de su madre quien tejía en su domicilio y paso a paso fue implementando su propio microempresa de tejido.
El crédito que ahora sacará es para el aumento de capital (compra de lana) que adquirirá de las ferias de la ciudad de El Alto, posteriormente a la elaboración lo comercializará por docena a pedido. Esta forma de trabajo le permite generar recursos para apoyar en lo posible a su hogar pues ella es casada y tiene tres hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el ahorro y compartir.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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