Mujeres Obreras Group
The members have various types of businesses, including: sales of slab bread, cell phone accessory sales, knitting sweaters, blanket sales, fruit sales, and cleaning services.
They will use the money from this loan to help their small companies. Maruja tells us that she started with Pro Mujer two years ago, after some of her friends invited her to join. She sells antennas and started this business little by little with little capital. Now she wants to expand for the end of the year season.
She will use the money to increase her capital (buy antennas) that she will acquire at fairs in the city of El Alto. She will resell them from her stall. This type of work allows her to generate income to help support her household; she lives with her husband and three children.
When asked what she likes about Pro Mujer, she says that she likes the health benefits.
El crédito que sacaran beneficiara a pequeñas microempresarias con distintos rubros, donde la señora Maruja es parte integrante, ella indica que hace dos años que integra Pro Mujer, ingresando por invitación de unas amigas que son socias de la institución. En la actualidad ella tiene un negocio de venta de antenas, este negocio lo emprendió paso a paso con el poco capital que tenía y que en la actualidad quiere aumentar por ser fin de año.
El crédito que ahora sacará es para el aumento de capital (compra de antenas) que adquirirá de las ferias de la ciudad de El Alto, posteriormente lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para apoyar en lo posible a su hogar pues ella vive en concubinato y tiene tres hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el área de salud.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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