Corazon De Jesus Group
The loan they are taking out will benefit each of these distinct businesses. One member, Abigail, indicates that she has been a member of Pro Mujer for a year and a half. She joined by invitation from a friend who is a member. Currently, Abigail has a business selling blankets. She says that she learned this business recently and that previously, she sold CDs. She moved on to this product because the revenue is better.
The loan Abigail is taking out now is for increasing her capital (buying blankets, which she will purchase at the Peru-Bolivia border). She will then sell the products at her sales space. This work allows her to generate income to support her family as best she can. She is single and has two children.
When asked what she likes best about Pro Mujer, Abigal responds that she likes the group solidarity.
El crédito que sacaran beneficiara a pequeñas microempresarias con distintos rubros, donde la señora Abigail es parte integrante, ella indica que hace año y medio que integra Pro Mujer, ingresando por invitación de una amiga que es socia de la institución. En la actualidad ella tiene un negocio de venta de frazadas, cuenta que este negocio lo emprendió recientemente ya que ella anteriormente realizaba el comercio de CD’s, posteriormente pasó a este producto donde le da mayor réditos.
El crédito que ahora sacará es para el aumento de capital (compra de frazadas) que adquirirá de la frontera Perú – Bolivia, posteriormente lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para apoyar en lo posible a su hogar pues ella es soltera y tiene dos hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el grupo solidario.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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