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Mykhailo works as a crane operator. He is 52 years old, married, and has 3 grown children who now live independently. He wants to install new windows that will allow him to decrease his heating expenses, as they will hold in the heat better. Mykhailo is seeking a loan of 10,000 Ukrainian Hryvnia.
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Михайло работает крановщиком. Ему 52 года, женат. Трое взрослых детей живут отдельно.
Михайло хочет установить новые окна, которе позволят ему уменьшить расходы на отопление, т.к. тепло будет сберегаться дольше. Михайло просит предоставить ему кредит в размере 10,000 гривен.

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Ukraine

  • $8,200
    Average annual income
  • 4
    View loans »
    Ukraine Loans Fundraising
  • $6,300,650
    Funds lent in using Kiva
  • 8.2
    Ukraine Hryvnia (UAH) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $1,225 helped Mykhailo to install energy-saving windows.
85% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Nov 23, 2012
Dec 4, 2012
Currency Exchange Loss:
Dec 17, 2014