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Oksana is married and has 2 children. She has her own business selling clothing at the market. She has been doing this for 8 years, and her business is developing successfully. Oksana lives in a home that is heated by a wood-burning stove in the wintertime. She is seeking a loan to buy a gas boiler and pay for its installation. Gas boilers are not only more convenient to use, but are also more economical. Thanks to this type of heating system, Oksana will have both heat and hot water at home.
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Оксана замужем, у нее двое детей. У Оксаны есть свой бизнес - она продает вещи на рынке. Работает уже восемь лет. Бизнес развивается успешно.

Оксана живет в доме, который в холодное время отапливается дровами (печное отопление). Оксана просит предоставить ей кредит для покупки газового котла и его усатановки. Газовый котел не только более удобен в эксплуатации, но и экономичен. Благодаря ему у Оксаны в доме будет не только тепло, но и горячая вода.

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Ukraine

  • $8,200
    Average annual income
  • 4
    View loans »
    Ukraine Loans Fundraising
  • $6,300,650
    Funds lent in using Kiva
  • 8.2
    Ukraine Hryvnia (UAH) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $2,450 helped Oksana to install a heating system in her home.
85% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Nov 26, 2012
Dec 4, 2012
Currency Exchange Loss:
Dec 17, 2014