David provides public transportation; he’s a member of one of Bolivia’s drivers’ syndicates. He lives in his parents’ house that has fine finishing and a cement floor; it’s located in the city of La Paz’s Tembladerani zone. David works five days a week for ten hours daily as a transportation provider. He needs the loan to service his work tool (brake check, fluid replacement, oil change, filters change, tire alignment, etc.) to continue working and generating income to cover his food, electricity and water costs. David’s dream is to improve his income and save up for his old-age. This is his third time with IMPRO and first with KIVA.
El señor David es transportista, pertenece a uno de los sindicatos de choferes de Bolivia , vive en la casa de sus padres con un acabado fino y pico de cemento; su vivienda esta ubicada en la zona de Tembladerani de la ciudad de LaPaz
El señor David trabaja cinco días a la semana y mas de diez horas al día como transportista, el crédito lo requiere para el mantenimiento de su herramienta de trabajo (chequeo de frenos y todos los liquidos, cambio de aceites, cambio de filtros, alineamiento de llantas, etc.) para continuar trabajando y generando ingresos y así cubrir sus gastos de alimentación, luz, agua.
El sueño de David es mejorar sus ingresos y ahorrar para su vejez.
Es la tercera vez con IMPRO y la primera con Kiva.
IMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.
To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.