Rina has a home-based, neighborhood store. She lives in her own, brick house that has a cement floor. It’s located in the city of La Paz’s Sopocachi zone. She’s open for business from Monday to Sunday for more than ten hours daily and generates income to cover her food, electricity and water costs. She needs the loan to stock her store; she will buy sugar, rice, noodles and soft-drinks, among others. Rina’s dream is to expand the business to generate more income in order to save for her old-age. This is her first time with IMPRO and KIVA.
La señora Rina tiene una tienda de bario en su domicilio, vive en casa propia con un acabado de ladrillo y piso de cemento; su vivienda esta ubicada en la zona de Sopocachi de la ciudad de La Paz
La señora Rina atiende su tienda de lunes a domingo por más de diez horas al día del cual genera sus ingresos para cubrir sus gastos de alimentación, luz, agua; el crédito lo requiere para surtir su tienda comprara azúcar, arroz, fideo, gaseosas entre otros.
El sueño de Rina en ampliar su negocio y asi generar mas ingresos para ahorrar para su vejes
Es la primera vez con IMPRO y la primera con Kiva.
IMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.
To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.