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Gulkan is a 60-year-old widow. She has 9 children, a fact that earned her the title of "Mother Heroine" which was awarded to mothers of large families. She is a calm, kind-hearted and hard-working woman by nature. As the main breadwinner of the family, 17 years ago she began to work in animal husbandry, starting her business with a sum of only 15,000 Kyrgyzstan Som (KGS.) Thanks to Gulkan's hard work and the help of her children, her farm now includes 2 cows and their calves, 15 sheep and 2 horses, and brings in a monthly income of around 12,000 Som from the sale of milk. For the purpose of further developing her business, Gulkan has approached Bai Tushum & Partners for a loan of 95,000 Som (KGS) to buy more head of livestock. She plans to use part of the income generated by this loan to expand her farm, and she also dreams of purchasing electrical appliances for her house.
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Гулкан 60 лет, вдова, имеет 9 детей.Она является матерью героиней Гулкан. По характеру она очень спокойная, доброжелательная и трудолюбивая.В качестве основного источника дохода для своей семьи, 17 лет назад начала заниматься животноводством, стартовав бизнес с суммы в 15,000 сом. Благодаря упорному труду Гулкан и помощи детей в ее хозяйстве на сегодняшний день имеется 2 коров с приплодом, 15 овец и 2 лошади, продажа молока приносит около 12,000 сом в месяц. В целях дальнейшего развития своего бизнеса, Гулкан обратилась в компанию «Бай –Тушум и Партнеры» за кредитом в сумме 95,000 сом (KGS) на покупку дополнительных голов скота. Часть доходов от кредита Гулкан будет вкладывать на увеличение своего хозяйства. Она мечтает купить бытовую технику для дома.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 79
    View loans »
    Kyrgyzstan Loans Fundraising
  • $10,919,125
    Funds lent in using Kiva
  • 47.3
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,025 helped Gulkan to purchase 2 cows and five sheep.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 6, 2012
Dec 4, 2012
Currency Exchange Loss:
Dec 17, 2013