Koto Allama (Confier Tout À Dieu) Group
This group of women does business in various items such as pagnes (colorful wax cloth), seasoning, beignets, soaps, etc.
To increase the size of their businesses, the members decided to join the loan program at Soro Yiriwaso. They are on their tenth group loan.
Kadiatou is a member of the Koto Allama group. She is the first person seated on the left and sells seasonings.
She counts on using her loan to buy bags of fakouhoye leaves, near the end of winter when it is less expensive. She gets her products at the Koutiala market and in the villages. She sells her fakouhoye leaves in bulk and retail, for cash at home and at the market, to a mainly female customer base.
Although the other members of the Koto Allama group count on making an average profit of 105,500 XOF each in the course of the loan cycle, Kadiatou counts on making 145,000 XOF.
In addition to repaying their loans, they will use a portion of the revenue to pay for their personal expenses and increase their working capital. They wish to reinforce their partnership with Soro Yiriwaso so that their stock does not become limited.
Ce groupe de femmes fait le commerce d’articles divers tels les pagnes, les condiments, du beignet, des savons, etc.
Pour augmenter la taille de leurs activités, les membres ont décidé d’intégrer le programme crédit de Soro Yiriwaso. Elles sont à leur dixième prêt de groupe.
Kadiatou est un membre du groupe Koto Allama qui est la première assise de la gauche vers la droite et qui fait la vente de condiments.
Elle compte utiliser son prêt pour acheter, des sacs de fakoye en cette fin d’hivernage où c’est moins cher. Elle se procure de ses produits au marché de Koutiala et dans les villages. Elle vend son fakoye et gros et en détail au comptant à la maison et au marché et à une clientèle essentiellement féminine.
Tandis que les autres membres du groupe Koto Allama comptent réaliser un bénéfice moyen de 105 500CFA chacune au cours de ce cycle, Kadiatou compte réaliser 145 000FCFA.
En plus du remboursement des prêts, elles utilisent une partie du revenu pour faire face aux dépenses personnel et augmenter son fond de commerce.
Elles souhaitent renforcer ce partenariat avec Soro Yiriwaso pour que les stocks ne soient pas rares.
Important InformationSoro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid