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Update on Nenita

Nenita took out and repaid a prior loan for 15,000 PHP which she used to buy spare parts and accessories for her vehicle and to pay for maintenance. Her income has been a big help in paying for the education of her children and in meeting personal, household and business expenditures. She is requesting a loan for PHP 20,000 to buy more spare parts and pay for the maintenance of her vehicle. The additional profit she earns will help her meet the needs of her family and pay for the education of her children. She looks forward to this with gladness and thankfulness in her heart. Her goal for the future is to give her family a good life and succeed in business. She faithfully meets weekly with her co-fellowship members to share stories of her work and study religion.*

*All CCT community partners/clients are organized into fellowship groups that meet weekly. Groups are made up of 15 to 30 community partners who meet to study religion, build social capital, and pay microfinance loans.

Previous Loan Details

This is Nenita, 44. She is a resident of GMA, Cavite, Philippines. She is married to Julian and a mother to her children. She and her husband manage their own household. At this time, she is working hard to continually provide income for her everyday expenses. Nenita oversees operations of t... More from Nenita's previous loan »

Additional Information

About the Center for Community Transformation

The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Philippines

  • $7,000
    Average annual income
  • 1647
    View loans »
    Philippines Loans Fundraising
  • $59,025,175
    Funds lent in using Kiva
  • 40.9
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Nenita to buy spare parts for her vehicle and to pay for maintenance.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Nov 29, 2012
Dec 4, 2012
Currency Exchange Loss:
Jun 17, 2013
This photo was used before for a previous loan for Nenita. It was first posted on Kiva on Oct, 2012. Learn More